Storm damage is never fun, but you can take steps to make the repair process easier. Follow these steps to keep you and your home protected.
Safely inspect your property
The storm has passed, but that doesn't mean the danger has. After a storm, there may be safety hazards like broken glass or even gas leaks. Be safe by keeping an eye out for sharp objects like glass and nails, stay clear of any downed power lines and use a flashlight instead of candles to inspect the house at night.
If there are downed power lines or you smell natural gas, contact the fire department and your utility or gas company immediately.
Look for these signs
Storm damage isn't always obvious. Depending on the type and severity of the storm, you'll want to check for the following signs of damage around your home:
1. Rain and water damage
Heavy rainstorms can cause leaks and water penetration in your house. Look for:
- Water streaks or stains on the walls
- Pooling water
- Damp walls and peeling paint
Damage may not be immediately noticeable in your living areas, so check your attic space as well for signs of leaks in the roof.
Contact a reputable contractor like Campo Roof if you find water damage. A professional will help you identify problem areas and repair them for you.
“We’re going to drop what we are doing and come out there,” said Rick Campopiano of Campo Roof. “We’re going to tarp over any areas where the shingles are missing and secure any area where the interior of the house could get wet.”
2. Hail damage
Roof damage from a hailstorm is typically hard to spot. After the storm passes, check around the house for dents on your car or outdoor furniture. Chances are, if they are damaged, your roof is, too.
When checking your roof, look for small round dents and divots on the shingles. You may also notice a pile of granules at your downspout. A little bit is normal, especially if you have new shingles, but a larger pile can indicate damage.
Because climbing on your roof could be dangerous, consider asking a pro for help spotting any problems the hail caused. That person can help you assess the scope of the damage and identify next steps.
3. Wind damage
Wind is a powerful force that can wreak havoc on your roof. Walk around your home and do a visual inspection for the following signs of damage:
- Missing shingles
- Debris on the roof
- Horizontal cracks and lines in the shingles
If you notice horizontal cracks in your shingles, this could indicate that the seal was broken and the shingles were flapping in the wind.
Choose a reputable contractor
You have many options when it comes to choosing a contractor for storm repairs. To find the right fit for you, consult two or three contractors and get estimates to compare. Keep in mind the lowest bid won't necessarily be the best option. Compare their services and reviews to get the whole picture.
“In our industry, there’s a term for companies who come out when weather is severe – storm chasers,” said Campopiano. “We are not storm chasers. We are local, we take care of our home – northeast Ohio.”
Look for professionals, like CampoRoof, who help clients during every step of the process, from evaluating and repairing damage, to walking through the insurance claims process. Experienced contractors will give you the best bang for your buck, so you can rest easy when the next storm comes along.
File your insurance claim
No one likes handling insurance claims. But after a storm, it's important to start the process right away.
“The first thing you need to do is get us out there for an assessment,” Campopiano said. “We will make sure that you get everything that you are entitled to.”
As you assess damage after the storm, make notes on the visible damage and take photos as evidence for your claim. After you've chosen a contractor, have that person complete a full inspection of the house, including the roof, siding, windows and any other exterior surfaces.
Then, contact the insurance company and request an inspection from the insurance adjuster, who will evaluate the damage and approve or deny your claim. Have your contractor present at the inspection to ensure the insurance adjuster makes a fair evaluation.
Once your claim is processed and approved, your contractor will get to work.
