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Too busy for couponing? Try these money saving apps instead

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CLEVELAND — We spend nearly five hours a day on our phones. What if, instead of wasting time scrolling on Facebook, you could actually cushion your wallet instead.

EBates, one of the oldest apps around, gives you rebates on online shopping. You can get cash back ranging from 1% to 30%. It all depends on the store and the special it's offering. Payouts are every three months. Ebates is a middle man between you and the retailers. They make money by posting discounts.

A spokesperson for Ebates said "We partner with over 3,000 well-known retailers and brands when our members purchase through those brands. We get a commission and we share that commission with our members in the form of cash back."

Ibotta is the hot up and comer in the money saving app world. Think of Ibotta as the digital version of clipping coupons. Open the app, pick a store, the store will have a list of deals from $.50 back on food to a couple dollars back on beauty products. Once you find some deals you like, you go to the store and shop. When you get home, upload your receipt to get cash back. You can cash out when you earn $20.

Don't expect to hit the jackpot with Ebates or Ibotta. You won't get rich using them but it doesn't take a lot of effort and you can save $20 to $30 a month.

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